Living without a shelter

Mendhar, Poonch : Ulfat Bi, a sexagenarian, is a resident of Mankote tehsil in Poonch district of Jammu and Kashmir. In 2019, she had applied for the Pradhan Mantri Awas Yojana (PMAY). Her neighbour, Mohammed Shakeel had assisted her in submitting the required documents to reap the benefits of this scheme, but three years later, the status of the application remains unchanged. Ulfat Bi still awaits a home of her own.

Abandoned by her husband a few months after their wedding, Ulfat Bi has been living a life full of challenges. “It has been almost thirty-five years since. I did not remarry. I requested my mother to live with me. After some time, my mother also passed away. My house, my only safe haven collapsed during the 2014 floods, leaving me homeless. I have been staying at my mother’s house with my brothers,” said Ulfat.

While sharing her experience of dealing with the concerned authorities, Ulfat informed that she has tried talking to them multiple times regarding the delay in the process. “Whenever I talk with someone regarding the file, they demand a commission. I receive only one thousand as widow pension which I use for groceries and my medicines. How am I supposed to meet their demands?” she lamented.

Mushtaq Shah, Block Development Officer, Mankot, said, “Ulfat Bi’s file was among the several files which failed to be uploaded on the official portal due to a technical problem. When we re-surveyed to identify people under Below Poverty line (BPL) to include them in the PMAY beneficiary list, Ulfat Bi’s name was not on it. I will try to get her name on the list as soon as possible.”

Covid-19 on the other hand has made Ulfat’s life even more difficult. The help she received from neighbours to get her medicines or enquire about the progress of her file also stopped due to lockdown.

Abdul Majeed, another resident from the tehsil, is in the same boat. Despite several attempts, he could not receive the benefits of PMAY, and his house is in a dilapidated state – can collapse any time!

“I met Inder Jeet, the Deputy Commissioner (DC) of Poonch, and told him about the difficulties I was facing in the procedure. He assured his help and eventually my file was uploaded. But now it has been deleted again. According to Ismail, the Sarpanch of the village, there was an error that led to the deletion of the file again. I will now have to create a file again,” he expressed. Likewise, Saghira Bi, a fifty-year-old woman from the same village, is exhausted by the technical procedure, which has left her hopeless. “With great difficulty, I somehow managed to apply for the scheme. However, I recently learned that my file had been deleted due to technical reasons. I have lost all hope as I am not sure if I will be able to invest the same time and energy at this age in going through the entire process again,” she expressed.

According to a report, under the Pradhan Mantri Awas Yojana- Gramin, mission target in Jammu and Kashmir was set for 1.40 lakh houses. Out of 1.40 lakh houses, 1.39 beneficiaries are registered on Awaas Soft. Further, over 1.36 lakh houses have been sanctioned with verified accounts. Although there is no doubt in how this scheme has benefited several lives, it is imperative to ensure that everyone who applies for the scheme should be catered for.

The effort, time and hope that hapless and elderly people like Ulfat invest in government schemes should not be ignored. They are the ones for whom our policy makers design these schemes. The implementation of such schemes on ground should be made easier specially for the elderly people like Ulfat. Their lives depend on these files, which are handled haphazardly. The concerned departments should conduct the procedures to make process smooth for the beneficiaries while ensuring fulfilment of all the required procedures. So that, during times like Covid-19, they are not left stranded without any help.

(By Special arrangement with Charkha Features)

Shabana Kausar

Shabana Kausar is a rural writer from Poonch, Jammu and Kashmir.

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